The Debt Collector

I am in debt. I've always been. Since the ripe age of 19. If anyone would have told me what that debt would do to impair my life I probably would have made better choices. The debt hinders me in so many ways and there seriously is nothing to do about it. Sadly, I don't even have anything to show for it. I basically have one lambskin belt, several pieces of mediocre costume jewelry, a 5pc dinette set, a lot of photos and a reeling mind. That to the tune of just shy of $15,000. I wish I could just pay it all off and be done with it. However, its not that easy. The majority of my debt keeps growing. No matter how much and how often if I don't pay it in full it continues to increase. The reality is I bought crappy clothes, a $300 set, took out a $5000 private loan for school and went on a world tour with a selfish bitch. The odd part is I had the cash money to pay for all of that. I chose to "build my credit". That was the only advice I was ever given.